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Payment Policy

Last updated: 2026-11-07

Secure Shopify hosted checkout, accepted payment methods, and how refunds are paid.

1. How you pay

All payments are processed through Shopify's secure, PCI-DSS compliant hosted checkout. When you check out, you leave this storefront for Shopify's checkout pages; your card details go directly to the payment processor over an encrypted connection and are never sent to, stored on, or visible to this website.

2. Accepted payment methods

We accept major credit and debit cards and the digital wallets and accelerated checkout options Shopify supports. The exact methods available to you are shown on the Shopify checkout page before you pay.

3. Currency and taxes

All prices are shown in U.S. dollars (USD). Applicable taxes, if any, are calculated and shown at checkout before you pay — the total on the Shopify checkout page is the total you are charged. Shipping is free on every order (see our Shipping Policy).

4. When you are charged

Your payment method is charged when you place your order.

5. Payment security

  • Encrypted (TLS) connection on every checkout page, hosted by Shopify
  • We never ask for card details by email or phone — anyone who does is not us
  • Your bank may ask for 3-D Secure verification (for example, a one-time code) before approving payment

6. Failed or declined payments

If your payment is declined, no order is created and no charge is made. Check your card details and available balance, and watch for a fraud alert from your bank, then try again. If the problem continues, contact your card issuer or email us at ngothithao1999nd@gmail.com.

7. Refunds

Approved refunds are issued to the original payment method and released within 7–10 business days after the returned item is received, inspected and accepted, per our Returns & Refunds Policy. Your bank or card issuer controls how quickly the released refund then appears in your account.

8. Fraud prevention

Orders flagged by automated fraud screening may be held for verification before shipment. We may email you to confirm order details; if we cannot verify an order, it will be cancelled and refunded in full.

Contact us

Merry Christmas Decors
36811 E Steinhauser Rd, Sibley, MO 64088, United States
Email: ngothithao1999nd@gmail.com
Support hours: Monday–Friday, 9am–5pm ET — we reply within 1 business day.